Applying for Finance with Purple Visa Card

Not only can you use your Purple Visa Card for everyday purchases, but you also have the option of long-term Interest Free finance for those larger purchases*.

 

Why you should get a Purple Visa Card

If you're wanting to purchase something larger or want to have the flexibility of spreading out the payment over time, you can use your Purple Visa Card for those long-term interest free purchases without having to pay any interest on that purchase.

Plus, with the Purple Visa Card you get to enjoy the following benefits.

Up to 55 days interest free on standard credit card purchases

●  Accepted everywhere Visa is

●  Wave and go with Visa PayWave

●  24/7 Online servicing

●  Receive awesome monthly specials

●  NZ owned and operated

PLUS, when you make a credit card purchase on eligible transaction, you'll earn $1 Purple Dollar for every $150 spent! So, use it for your everyday spend and redeem in-store at participating retailers*.

 

How do you apply?

Apply now at purplevisa.co.nz or call 0800 801 808 for more information.

 

*Normal lending criteria applies. Visit purplevisa.co.nz for Participating Retailers, exclusions and full terms and conditions that apply to Purple Dollars and functionality of Purple Dollar redemption. Purple Dollars cannot be earned or redeemed on long-term interest free purchases.

 

 

Purple Visa Card Terms and Conditions

12 Months Interest Free

#12 months interest free available on finance of $250 and over, using Purple Visa Card, which is issued by SBS Money Limited. All finance is subject to Purple Visa Card Terms and Conditions, credit criteria and rates and fees (including $55 establishment fee and $55 annual fees). Visit purplevisacard.co.nz for full Terms and Conditions and Rates and Fees. Prevailing interest rate (currently 22.90% p.a.) applies to any outstanding balance on the expiry of the interest free period. Minimum monthly repayments (3% of the outstanding balance or $20, whichever is the greater) must be made during the interest free period. If you make only the minimum monthly payment during the interest free period, you may not pay off the whole of your interest free transaction amount within the interest free period.  So, if you can, always pay more than the minimum amount due. This interest free offer is available instore and online and cannot be used in conjunction with any other The Warehouse promotional offer. Purple Dollars cannot be earned or redeemed on long-term interest free purchases Finance cannot be used to purchase: gift  cards, itunes, gaming cards and mobile phone top up purchases.

 

30 Months Interest Free

#30months interest free available on finance of $499 and over, using Purple Visa Card, which is issued by SBS Money Limited. All finance is subject to Purple Visa Card Terms and Conditions, credit criteria and rates and fees (including $55 establishment fee and $55 annual fees). Visit purplevisacard.co.nz for full Terms and Conditions and Rates and Fees. Prevailing interest rate (currently 22.90% p.a.) applies to any outstanding balance on the expiry of the interest free period. Minimum monthly repayments (3% of the outstanding balance or $20, whichever is the greater) must be made during the interest free period. If you make only the minimum monthly payment during the interest free period, you may not pay off the whole of your interest free transaction amount within the interest free period.  So, if you can, always pay more than the minimum amount due. This interest free offer is available instore and online and cannot be used in conjunction with any other The Warehouse promotional offer. Purple Dollars cannot be earned or redeemed on long-term interest free purchases. Finance cannot be used to purchase: gift  cards, itunes, gaming cards and mobile phone top up purchases.

 

Fees and Charges

Minimum monthly payments are required but you won’t be charged interest if you pay off your purchase before the expiry of the interest free period. Prevailing interest rate applies to any outstanding balance on the expiry of the interest free period.
 

Establishment Fee

A one-off fee of $55 is charged when you open your account, which you’ll see on your first statement.

 

Annual Account Fee

A fee of $55 is charged at the anniversary of your account and is for maintaining the account for the previous 12 months. It is then charged each subsequent year the account remains open.